Funeral Cover

 Funeral Cover is essential. However, not many people think about getting a funeral policy until you need to arrange a funeral.

A funeral can easily cost from R5000 upwards, even R40 000 or more. The problem is not everyone has immediate access to that type of money. The estate might take a while to be wound up (this sometimes takes weeks, or months).

You can choose from a selection of funeral plans. A plan that could fit in with your budget and covers what is needed most. Before making a choice think about what you need from funeral cover. Do you need it to cover just your life, or an extended family.

If you need good advice on getting the right funeral cover, please contact us. We can offer a range of policies for you to select from.

Contact Riskfin today to find out more about Funeral Cover.

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Riskfin Tombstone Policy

After the death and the funeral of a loved one, the Tombstone policy helps the family to pay their final respects to the deceased, by getting a Tombstone.

OPTION 1: TOMBSTONE IS AVAILABLE TO FAMILIES OF THE GROUP FROM OUR NATIONAL PANEL OF SUPPLIERS.

 

The following cover is available:

  • Main Member: 100 %
  • Spouse: 100 %
  • Children 14 – 21: 100 %
  • Children 7 – 13: 50 %
  • Children 1 – 6: 25 %

ALL MEMBERS MUST BE UNDER 65.
SIX MONTHS WAITING PERIOD APPLICABLE IF NOT A COMPULSORY GROUP
UNNATURAL DEATH WILL PAY OUT.
NO COMMISSION INCLUDED.

OPTION 2: TOMBSTONE POLICY IS AVAILABLE TO THE MEMBER AND SPOUSE OF THE GROUP FROM OUR NATIONAL PANEL OF SUPPLIERS.

The following cover is available:

  • Main Member: 100 %
  • Spouse: 100 %

AVAILABLE TO ALL MEMBERS AND INDIVIDUALS UNDER 65 YEARS.
SIX MONTHS WAITING PERIOD APPLICABLE IF NOT A COMPULSORY GROUP
UNNATURAL DEATH WILL PAY OUT.
NO COMMISSION INCLUDED.

OPTION 3: TOMBSTONE POLICY IS AVAILABLE TO THE MAIN MEMBER AND SPOUSE (FOR PEOPLE OVER 65) OF THE GROUP FROM OUR NATIONAL PANEL OF SUPPLIERS.

The following cover is available:

  • Main Member: 100 %
  • Spouse: 100 %

POLICY IS FOR JOINING AGE BETWEEN 65 AND 84.
SIX MONTHS WAITING PERIOD APPLICABLE IF NOT A COMPULSORY GROUP
UNNATURAL DEATH WILL PAY OUT.
NO COMMISSION INCLUDED.

Need to know more about Riskfin Tombstone Policy? Contact Us today!

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Short Term Insurance

What is Short Term Insurance? Insurance in short is the protection against loss. It is a form of risk management. The risk is hedged against an uncertain loss.

A premium is asked by the insurer for taking on the risk. The amount of the premium depends on the risk. The risk is determined, and a premium is worked out.

The insured receives an insurance policy. This policy details the terms and conditions of the agreement.

In case of an loss, or unexpected event, the insurer compensates the client.

You get different types of insurance:

  • Short term insurance
  • Long term insurance
  • Life insurance
  • Car insurance
  • Key person insurance
  • Income protection
  • and many more types.
To find out more about Short Term Insurance contact Riskfin today.
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AIDS Treatment Funeral Product

The AIDS Treatment Funeral Product has been broken into various components that will allow an organisation to complete a complete employee benefits programme, including the provision of a comprehensive HIV solution tailored to meet its own individual needs. The programme is also designed to form part of the overall employee benefits menu including Group Life, Provident Fund etc – contact us for more details.

What are the advantages of AIDS Treatment Funeral Product?

Care Centre

  • Care Centre providing unlimited access and counselling service 24-hour, 365 days a year.
  • The Care Centre employ qualified HIV specialist medical practitioners, sisters and nurses
  • All calls are treated confidentially.
  • All calls made to care centre are recorded for members security
  • Advice relating to drug adherence
  • Provide member with details of the closest facility at which they can purchase the Antiretroviral Therapy
  • Telephonic counselling when the member feels the need to discuss any related issues.

To find out more about the AIDS Treatment Funeral Product contact Riskfin today.

Posted in AIDS Treatment Funeral Product, Funeral, Funeral Cover, Funeral Plan, Funeral Policy, Funeral Schemes | Tagged , , | Leave a comment

Short Term Insurance

Short Term Insurance

Short Term Insurance

What is insurance? Insurance in short is the protection against loss. It is a form of risk management. The risk is hedged against an uncertain loss.

A premium is asked by the insurer for taking on the risk. The amount of the premium depends on the risk. The risk is determined, and a premium is worked out.

The insured receives an insurance policy. This policy details the terms and conditions of the agreement.

In case of an loss, or unexpected event, the insurer compensates the client.

You get different types of insurance:

Contact Riskfin today for more information on Short Term Insurance.

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Need Medical Aid?Need Medical Aid?

Registered Medical Aid

Registered Medical Aid

Are you concerned for huge medical expenses? Or what about if are in an accident and you need proper medical care, without a decent medical aid, at most you will be taken to an unprofessional facility?

Riskfin is a registered independent brokerage and can assist you to make the right choice if you need to choose a medical aid. They deal with more than one registered medical scheme and can help you with free quotes.

The benefit of using a broker is to assist you to choose the best option for your needs. Our friendly team can assist with queries like unpaid claims and so forth. It saves the member the frustration waiting for the call center for assistance.

For more information regarding the correct medical aid for you, contact Riskfin now.

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Finance

OUR FINANCE SERVICES: we are an independent unit of the Riskfin Group, rendering financial and Tax services to individuals and businesses. Our aim is to provide a comprehensive service to our clients. Trust and regular feedback is a key element of our service to ensure peace of mind. It is important for us to establish a personal relationship with our clients and encourage them to communicate with us regarding their tax uncertainties.

Personal Tax:

Yearly recons and submission of personal income tax
Registration of profiles on E-filing
Regular communication and feedback regarding queries with SARS on income tax matters
Personal Registration for income tax
Directives.
Tax saving
Business Services:

Monthly processing of transactions on Pastel
Monthly update management statements
Income statements
Balance sheet
Trial Balance
Monthly submissions of EMP201 and VAT returns
Yearly submissions of income tax returns
Submissions of yearly returns at CIPRO
Liaising with chosen auditors with regards to yearly audited statements
Payroll and yearly recon of IRP’5.
Advice regarding Tax saving.

We also provide extra finance services and finance guidance of an electronic processing of any cash, credit and debit card slips. For more information on going green with our E slips services, please contact us.

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