Medical aids provide a challenge in finding a balance between the cost involved in being a part of the scheme and the benefits you actually receive from that scheme. Some of the thing that must be considered in this choice is whether you require a full cover plan or just a hospital plan. Another factor that will affect your choice is your current health status and find out what the exclusions for the scheme are, meaning which scenarios will they not cover. HIV coverage is also important to know and the cover limits as well as the hospital limits will definitely determine your ideal medical aid.
One of the main advantages and differentiations of various medical aids are the benefits that are offered. Decide which benefits are relevant to you and which ones are not, this will definitely play a role in the decision making process. Determine how much money you have available for your medical scheme per month and how you will finance your monthly payments. For more information with regards to medical aids please contact Riskfin.