With all the medical aids available in South Africa it is not easy to decide which one will best suite your needs. There are a number of things to consider when choosing a medical. One of the first points to determine is the amount of money that you have available for medical aid. This will determine the type of medical aids that you can consider and also the types of plans that you will be looking at. Another important point is to look at your current health status. If you have a terminal disease or are on chronic medication, then you will need to take this into account.
Another point which will have to be decided is what type of plan you want, the general choice is between comprehensive cover or a hospital plan however there are certain packages that cover the in between aspects too. It is important to find out from the beginning what the hospital limits will be and also what the limits will be with regards to covering medical costs. For more information with regards to medical aids please contact Riskfin.